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Individual Insurance

Individual Insurance Solutions

A-Brokers provides comprehensive insurance solutions across Mauritius, combining technical expertise, regulatory alignment, and claims advocacy to protect your assets and peace of mind.

Our Individual Insurance Products

Expert insurance coverage designed for individuals and families across Mauritius, structured to meet your specific risk profile and objectives.

Motor Comprehensive Insurance

As the name suggests – it will provide you with the broadest protection. It is the most popular policy for motorists and will pay compensation to a third-party if you kill or injure someone else or damage their property. But it will also pay out if your own vehicle is damaged in an accident, stolen or vandalized. This is usually more expensive than third party cover but gives most security and is a must if you have a valuable car. Insurers nowadays offer extensions to the policy as follows

  • Courtesy car in case of accident, theft and in some cases breakdown
  • Agreed value basis in case of total loss
  • Personal accident cover for passengers
  • Waiver of excess in some cases
  • Car occupants cover (personal accident for passengers and driver)
Request Motor Insurance Review

Third Party Only (TPO) Motor Insurance

This only covers the costs of any claims that are made against you if you kill or injure someone else or damage their vehicle or any other property with your car. It will not pay out if your own vehicle is damaged. This used to be the cheapest option and may be suitable if your car isn't worth much. However, the price gap between third-party and comprehensive may not be much in some cases. Consider carefully, whether the saving is worthwhile Assistance provided :

  • Towing 24/7 in case of breakdown or accident
  • Bodily Injury and material damage cover
  • Car occupants cover (personal accident for passengers and driver)
Request Motor Insurance Review

Medical Insurance

A-Brokers provides medical insurance solutions for individuals, families, employees, and corporate groups in Mauritius. Policies are designed to offer access to private healthcare services locally and internationally while balancing coverage needs and premium efficiency. We assess medical requirements, employee demographics, and healthcare risks to structure suitable protection plans.

  • Inpatient & outpatient medical coverage
  • Hospitalisation & surgical expenses
  • Specialist consultations & diagnostic tests
  • Maternity, dental & optical options
  • International medical treatment & emergency assistance
  • Corporate medical schemes & claims support
Request Health Cover

Travel Insurance

A-Brokers provides travel insurance solutions for individuals, families, and corporate travellers departing from Mauritius. Cover is designed to protect against medical emergencies, trip disruptions, and travel-related liabilities — whether travelling regionally within the Indian Ocean or internationally.

  • Emergency medical expenses & hospitalisation abroad
  • Trip cancellation & curtailment protection
  • Lost, stolen or delayed baggage cover
  • Travel delay & missed connection compensation
  • Personal accident & repatriation cover
  • Personal liability during travel
Get a Travel Quote

Household Insurance

A-Brokers provides household insurance solutions for homeowners, tenants, and landlords in Mauritius. Policies protect buildings and contents against fire, cyclone, flood, theft, and accidental damage — with coverage tailored to the property's construction, occupancy, and current reinstatement value.

  • Building reinstatement & structural cover
  • Household contents & personal belongings
  • Fire, cyclone, flood & storm damage
  • Theft, burglary & accidental damage
  • Glass breakage & electrical appliance cover
  • Personal liability & domestic staff cover
Request Home Insurance Review

Insurance FAQ

Answers to common questions about individual insurance and how A-Brokers adds value.

A-Brokers acts independently on behalf of clients, not insurers. We provide objective advice, market comparison, and claims advocacy. Our technical expertise across insurance and reinsurance ensures optimal coverage design, fair pricing, and strong insurer accountability.

A-Brokers provides end-to-end claims support including loss notification, documentation review, adjuster coordination, and settlement negotiation. Our role is to protect the insured's interests and ensure claims are settled fairly, promptly, and in line with policy intent.

Yes. A-Brokers operates under the regulatory supervision of the Financial Services Commission (FSC) Mauritius. All insurance placements, disclosures, and documentation are aligned with FSC requirements and international best practices.

Personal insurance focuses on individual risks such as motor, life, and personal accident. Corporate insurance covers business assets, liabilities, employees, and revenue exposure. Corporate programs require deeper risk analysis, valuation, and often integration with reinsurance support.

Yes. A-Brokers supports importers, exporters, and logistics operators with marine cargo, hull, and liability insurance. Coverage is aligned with Incoterms, voyage routes, and international insurer and reinsurer requirements.

No. A-Brokers is an independent insurance and reinsurance broker. We do not underwrite risk. We act solely in our clients' interests to source, negotiate, and manage insurance and reinsurance cover with licensed insurers, ensuring transparency and best-fit solutions.

A-Brokers adds value through structured risk assessment, multi-insurer comparison, policy wording optimisation, and proactive claims advocacy. All placements are aligned with FSC Mauritius regulatory expectations and international best practice.

Yes. A-Brokers uniquely integrates insurance placement with reinsurance structuring. This is particularly valuable for complex, high-value, or aggregated risks where capital efficiency, retention strategy, and loss volatility management are critical.

Our Full Range of Individual Products

A-Brokers delivers advisory-led insurance solutions across motor, health, life, marine, travel, home and more — structured to meet your specific needs and FSC regulatory requirements.

Motor Comprehensive

Full own-damage, third-party, theft and courtesy car cover for private vehicles.

Third Party Only (TPO)

Legal minimum cover for third-party bodily injury and property damage.

Medical & Health

Inpatient, outpatient, specialist and international healthcare coverage.

Travel Insurance

Medical emergencies, cancellations, baggage loss and personal liability during travel.

Household Insurance

Buildings and contents against fire, cyclone, flood, theft and accidental damage.

Personal Accident & Life

Financial protection against disability, accidental death and loss of income.

Marine Cargo

Cargo and voyage risks aligned to Incoterms and regional trade routes.

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Protect What Matters Most

Contact A-Brokers for a personalised insurance review and tailored coverage recommendation.

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