Risk Inspection & Loss Prevention
Our Risk Inspection Services are designed to identify and quantify exposures across physical, operational, and procedural risks. Surveys are conducted in alignment with FSC guidance notes and industry best practices to ensure comprehensive risk assessment before underwriting.
- Physical inspection of homes, corporate premises, factories, or assets
- Assessment of construction, occupancy, protection, and exposure (COPE)
- Analysis of fire, flood, cyclone, storm, and other natural hazards
- Recommendations for loss prevention and mitigation measures
- Structured inspection reports suitable for insurer and reinsurer review
Reports are structured to meet insurer and reinsurer underwriting expectations and support FSC governance standards on risk transparency.
Independent Asset Valuation
Asset Valuation ensures that declared sums insured accurately reflect replacement and reinstatement values. Proper valuation prevents underinsurance and supports fair premium setting and efficient claims settlement, fully aligned with FSC standards.
- Buildings, plant, machinery, and contents evaluation
- Reinstatement cost and replacement value analysis
- Inflation and escalation considerations
- Policy schedule reconciliation and verification
- Detailed valuation reports suitable for underwriting and reinsurance submission
Valuations support prudent underwriting, reinsurance confidence and compliance with FSC expectations on fair customer outcomes.
Claims Advisory & Post-Loss Support
Claims Advisory Services protect policyholder interests, ensure insurance coverage responds as intended, and support efficient loss recovery. All services are executed in line with FSC guidance and industry standards.
- Pre-loss claims preparedness and risk documentation
- Policy interpretation and coverage analysis
- Assistance with claim notification, documentation, and submission
- Engagement with insurers, adjusters, and reinsurers
- Settlement review, recovery optimisation, and post-loss reporting
Advisory is conducted in line with FSC conduct of business principles and claims fairness guidance.
Integrated Insurance Risk Management Process
Our four-stage process delivers seamless coverage from initial risk identification through to claims settlement.
Risk Identification & Mitigation
Comprehensive site-based inspections designed to identify, quantify and document insurable risk exposures prior to placement, renewal or reinsurance submission.
Accurate Sums Insured
Independent insurance valuations ensuring declared values accurately reflect reinstatement and replacement costs, reducing underinsurance risk and claims disputes.
Insurer & Reinsurer Alignment
Facilitating submission of risk assessments, valuations, and survey findings to insurers and reinsurers to secure coverage that accurately reflects risk exposure.
Advisory & Settlement
Strategic claims advisory services designed to protect policyholder interests and ensure insurance policies respond as intended following a loss event.
Request a Risk Inspection or Advisory
Contact A-Brokers for independent risk engineering, asset valuation, and claims advisory services aligned with FSC Mauritius standards.