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Corporate Insurance

Corporate & Commercial Insurance Solutions

A-Brokers provides comprehensive corporate insurance solutions across Mauritius, protecting businesses of all sizes from operational risks, liabilities, and asset exposures.

FSC Licensed 20+ Years Experience Multi-Insurer Access Claims Advocacy

Corporate Insurance Solutions

Tailored insurance programs designed to protect your business assets, employees, and operations while ensuring compliance with FSC Mauritius requirements.

Property & Assets Insurance

Comprehensive coverage for your business property, buildings, plant, machinery, and stock. A-Brokers conducts pre-insurance risk inspections, asset valuations, and negotiates optimal terms with multiple insurers to ensure your physical assets are adequately protected.

  • Fire & Allied Perils (fire, explosion, lightning, riot, malicious damage)
  • Natural Catastrophes (cyclone, flood, earthquake, landslide)
  • Machinery Breakdown & Electronic Equipment Insurance
  • Business Interruption & Loss of Profits
  • Property valuation & sum insured advisory

Liability Insurance

Protect your business against legal liabilities arising from operations, products, or professional services. Our liability solutions are structured to safeguard your business assets and reputation.

  • Public Liability: Third-party property damage & bodily injury
  • Employer's Liability: Employee claims for workplace injuries
  • Product Liability: Claims arising from products sold or supplied
  • Professional Indemnity (PI): Errors & omissions for professionals
  • Directors & Officers (D&O): Protection for board members

Motor Fleet Insurance

Specialised fleet insurance solutions for businesses operating multiple vehicles. We analyse driver profiles, claims history, and usage patterns to optimise coverage and premiums.

  • Comprehensive & Third-Party Fleet Coverage
  • Goods-in-Transit Insurance
  • Fleet claims management & loss ratio analysis
  • Driver risk assessment & telematics solutions
  • Pool vehicle & executive car coverage

Marine & Transit Insurance

End-to-end protection for goods in transit, supporting Mauritius importers, exporters, and logistics operators with international trade risk management.

  • Marine Cargo (Import/Export) Insurance
  • Open & Annual Cargo Policies
  • Hull & Machinery for vessels
  • Freight, P&I & Charterers Liability
  • Incoterms alignment & transit risk consulting

Employee Benefits

Attract and retain talent with comprehensive employee benefit programs designed to protect your workforce and demonstrate employer commitment.

  • Group Health Insurance: Inpatient, outpatient, maternity & dental
  • Group Personal Accident: 24/7 worldwide coverage
  • Group Life & Critical Illness: Financial protection for families
  • Pension & Retirement Plans: Lump sum & annuity options
  • Gratuity & Employee Liability management

Contractor's All Risks (CAR)

Specialised insurance for construction and engineering projects in Mauritius, protecting contractors, subcontractors, and project owners.

  • Construction/Installation risks (machinery, plant, materials)
  • Third-party liability during construction
  • Advance loss of profits & delay in start-up
  • Maintenance period extension coverage
  • Contractor's Plant & Equipment

Industries We Serve

A-Brokers provides specialised corporate insurance solutions across all major industries in Mauritius.

Manufacturing Construction Agriculture Hospitality & Tourism Financial Services Logistics & Transport Healthcare Education Retail & Wholesale Technology & IT Real Estate Energy & Utilities

How Corporate Insurance Works

Our structured approach ensures your business receives optimal coverage at competitive terms.

1
Risk Assessment

We analyse your operations, assets, and liabilities to identify coverage needs.

2
Market Placement

We negotiate with multiple insurers to secure competitive terms and conditions.

3
Policy Administration

We manage renewals, endorsements, and compliance documentation throughout.

4
Claims Advocacy

We protect your interests throughout the entire claims process.

Corporate Insurance Deliveries

A-Brokers delivers advisory-led corporate insurance solutions designed for Mauritian businesses.

Property & Assets

Fire, cyclone, flood, earthquake, machinery breakdown & business interruption.

Liability Protection

Public, employer's, product, professional indemnity & D&O liability.

Fleet & Marine

Commercial fleet, goods-in-transit, marine cargo & hull coverage.

Employee Benefits

Group health, personal accident, life insurance & pension plans.

Construction (CAR)

Contractor's all risks, erection all risks & project liability.

Risk Management

Risk inspection, asset valuation, claims advisory & captive consulting.

Corporate Insurance FAQ

Common questions about corporate insurance and how A-Brokers supports Mauritian businesses.

A-Brokers provides independent, unbiased advice as we work for you, not the insurers. We conduct thorough risk assessments, negotiate with multiple insurers, and provide ongoing claims advocacy. Our technical expertise across both insurance and reinsurance ensures optimal coverage design, competitive pricing, and strong insurer accountability for Mauritian businesses.

We offer comprehensive corporate insurance including Property & Assets (fire, cyclone, flood, machinery breakdown), Liability (public, employer's, product, PI, D&O), Motor Fleet, Marine Cargo & Hull, Employee Benefits (group health, PA, life, pension), Contractor's All Risks (CAR), Business Interruption, and specialised industry covers tailored to Mauritian businesses.

A-Brokers provides dedicated end-to-end claims support including immediate loss notification, documentation preparation and review, loss adjuster coordination, negotiation of settlements, and dispute resolution when needed. Our role is to protect your business interests and ensure claims are settled fairly, promptly, and in line with policy intent, minimising business disruption.

Yes. A-Brokers is a licensed insurance broker operating under the regulatory supervision of the Financial Services Commission (FSC) Mauritius. All corporate insurance placements, disclosures, premium handling, and documentation are fully compliant with FSC requirements and international best practices.

Absolutely. A-Brokers conducts comprehensive pre-insurance risk inspections and asset valuations to ensure accurate sums insured and identify coverage gaps. We help businesses avoid underinsurance or overinsurance, provide risk improvement recommendations, and ensure compliance with policy conditions including average clauses and co-insurance requirements.

Yes. A-Brokers uniquely integrates corporate insurance placement with reinsurance structuring. This is particularly valuable for large commercial risks, captives, or high-value exposures where capital efficiency, retention strategy, and loss volatility management are critical for CFOs and risk managers.

Corporate insurance premiums vary based on risk exposure, asset values, claims history, and industry sector. A-Brokers works with businesses of all sizes — from SMEs to large corporations. We provide transparent quotations with no obligation, helping you understand coverage costs before commitment. Contact us for a free, no-obligation risk assessment and quotation.

Ready to Protect Your Business?

Contact A-Brokers today for a complimentary corporate insurance consultation and risk assessment.